X-border Platforms: The Implications of Distributed Ledger Technology

Juan Giraldo

Research output: Chapter in Book/Report/Conference proceedingArticle in proceedingsResearchpeer-review


Distributed Ledger Technology (DLT) has been argued to play a vital role in facilitating cross-border payments and improving the financial ecosystem at a global scale. This research builds upon digital platform literature to frame cross-border payment organisations and uses a case study within the remittance industry to review the potential shapes of DLT within these platforms. Findings suggest that DLT can play a role at removing inefficiencies and promoting financial inclusion in developing countries by being used as a settlement mechanism, as a standardised communication channel and as a way for consolidating data located within the boundaries of different platforms. This study contributes to digital platform and DLT literature by suggesting three potential implications that this phenomenon can bring and their relevance to payment platforms.
Original languageEnglish
Title of host publicationECIS 2018 Proceedings
Number of pages16
Place of PublicationAtlanta, GA
PublisherAssociation for Information Systems. AIS Electronic Library (AISeL)
Publication date2018
Publication statusPublished - 2018
Event26th European Conference on Information Systems, ECIS 2018: Beyond Digitization – Facets of Socio-Technical Change - University of Portsmouth, Portsmouth, United Kingdom
Duration: 23 Jun 201828 Jun 2018
Conference number: 26


Conference26th European Conference on Information Systems, ECIS 2018
LocationUniversity of Portsmouth
Country/TerritoryUnited Kingdom
Internet address
SeriesProceedings of the European Conference on Information Systems


  • Distributed ledger technology
  • Blockchain
  • Digital platforms
  • Cross-border payments
  • Developing countries

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