The Innovative Capabilities Of Digital Payment Platforms: A Comparative Study Of Apple Pay & Google Wallet

Erol Kazan

The Innovative Capabilities Of Digital Payment Platforms: A Comparative Study Of Apple Pay & Google Wallet

Erol Kazan

Research output: Chapter in Book/Report/Conference proceeding › Article in proceedings › Research › peer-review

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Abstract

This study presents a model for studying the innovative capabilities of digital payment platforms in regards to open innovation integration and commercialization. We perceive digital platforms as layered modular IT artifacts, where platform governance and the configuration of platform layers impact the support for open innovation. The proposed model has been employed in a comparative case study between two digital payment platforms: Apple Pay and Google Wallet. The findings suggest that digital payment platforms make use of boundary resources to be highly integrative or integratable, which supports the intended conjoint commercialization efforts. Furthermore, the architectural design of digital platforms impacts the access to commercialization, resulting to an exclusion or inclusion strategy in accessing value opportunities. Our findings contribute to the open innovation and digital platform literature, by providing a deeper understanding how these digital platforms can be designed and configured to support open innovation.

Original language	English
Title of host publication	Proceedings of the 14th International Conference on Mobile Business, ICMB 2015
Editors	Jan Ondrus, Mark de Reuver, Sirkka Jarvenpaa
Number of pages	12
Place of Publication	Atlanta, GA
Publisher	Association for Information Systems. AIS Electronic Library (AISeL)
Publication date	2015
Article number	4
Publication status	Published - 2015
Event	ICMB 2015: The 14th International Conference on Mobile Business - Fort Worth, United States Duration: 12 Dec 2015 → 12 Dec 2015 Conference number: 14 http://www.mbusiness2015.org/

Conference

Conference	ICMB 2015: The 14th International Conference on Mobile Business
Number	14
Country/Territory	United States
City	Fort Worth
Period	12/12/2015 → 12/12/2015
Internet address	http://www.mbusiness2015.org/

Series	International Conference on Mobile Business. Proceedings
Volume	14
ISSN	1935-4908

Keywords

Digital platforms
Open innovation
Payment
Apple Pay
Google Wallet

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Kazan, E. (2015). The Innovative Capabilities Of Digital Payment Platforms: A Comparative Study Of Apple Pay & Google Wallet. In J. Ondrus, M. de Reuver, & S. Jarvenpaa (Eds.), Proceedings of the 14th International Conference on Mobile Business, ICMB 2015 [4] Association for Information Systems. AIS Electronic Library (AISeL). International Conference on Mobile Business. Proceedings Vol. 14 http://aisel.aisnet.org/cgi/viewcontent.cgi?article=1008&context=icmb2015

Kazan, Erol. / The Innovative Capabilities Of Digital Payment Platforms : A Comparative Study Of Apple Pay & Google Wallet. Proceedings of the 14th International Conference on Mobile Business, ICMB 2015. editor / Jan Ondrus ; Mark de Reuver ; Sirkka Jarvenpaa. Atlanta, GA : Association for Information Systems. AIS Electronic Library (AISeL), 2015. (International Conference on Mobile Business. Proceedings, Vol. 14).

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title = "The Innovative Capabilities Of Digital Payment Platforms: A Comparative Study Of Apple Pay & Google Wallet",

abstract = "This study presents a model for studying the innovative capabilities of digital payment platforms in regards to open innovation integration and commercialization. We perceive digital platforms as layered modular IT artifacts, where platform governance and the configuration of platform layers impact the support for open innovation. The proposed model has been employed in a comparative case study between two digital payment platforms: Apple Pay and Google Wallet. The findings suggest that digital payment platforms make use of boundary resources to be highly integrative or integratable, which supports the intended conjoint commercialization efforts. Furthermore, the architectural design of digital platforms impacts the access to commercialization, resulting to an exclusion or inclusion strategy in accessing value opportunities. Our findings contribute to the open innovation and digital platform literature, by providing a deeper understanding how these digital platforms can be designed and configured to support open innovation.",

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booktitle = "Proceedings of the 14th International Conference on Mobile Business, ICMB 2015",

publisher = "Association for Information Systems. AIS Electronic Library (AISeL)",

note = "ICMB 2015: The 14th International Conference on Mobile Business ; Conference date: 12-12-2015 Through 12-12-2015",

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Kazan, E 2015, The Innovative Capabilities Of Digital Payment Platforms: A Comparative Study Of Apple Pay & Google Wallet. in J Ondrus, M de Reuver & S Jarvenpaa (eds), Proceedings of the 14th International Conference on Mobile Business, ICMB 2015., 4, Association for Information Systems. AIS Electronic Library (AISeL), Atlanta, GA, International Conference on Mobile Business. Proceedings, vol. 14, ICMB 2015: The 14th International Conference on Mobile Business, Fort Worth, United States, 12/12/2015. <http://aisel.aisnet.org/cgi/viewcontent.cgi?article=1008&context=icmb2015>

The Innovative Capabilities Of Digital Payment Platforms: A Comparative Study Of Apple Pay & Google Wallet. / Kazan, Erol.
Proceedings of the 14th International Conference on Mobile Business, ICMB 2015. ed. / Jan Ondrus; Mark de Reuver; Sirkka Jarvenpaa. Atlanta, GA: Association for Information Systems. AIS Electronic Library (AISeL), 2015. 4 (International Conference on Mobile Business. Proceedings, Vol. 14).

Research output: Chapter in Book/Report/Conference proceeding › Article in proceedings › Research › peer-review

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AB - This study presents a model for studying the innovative capabilities of digital payment platforms in regards to open innovation integration and commercialization. We perceive digital platforms as layered modular IT artifacts, where platform governance and the configuration of platform layers impact the support for open innovation. The proposed model has been employed in a comparative case study between two digital payment platforms: Apple Pay and Google Wallet. The findings suggest that digital payment platforms make use of boundary resources to be highly integrative or integratable, which supports the intended conjoint commercialization efforts. Furthermore, the architectural design of digital platforms impacts the access to commercialization, resulting to an exclusion or inclusion strategy in accessing value opportunities. Our findings contribute to the open innovation and digital platform literature, by providing a deeper understanding how these digital platforms can be designed and configured to support open innovation.

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KW - Google Wallet

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KW - Google Wallet

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Kazan E. The Innovative Capabilities Of Digital Payment Platforms: A Comparative Study Of Apple Pay & Google Wallet. In Ondrus J, de Reuver M, Jarvenpaa S, editors, Proceedings of the 14th International Conference on Mobile Business, ICMB 2015. Atlanta, GA: Association for Information Systems. AIS Electronic Library (AISeL). 2015. 4. (International Conference on Mobile Business. Proceedings, Vol. 14).