Decomposing the Impact of Credit Card Promotions on Consumer Behavior and Merchant Performance

Research output: Chapter in Book/Report/Conference proceedingArticle in proceedingsResearchpeer-review

Abstract

Card-based partnerships between banks and retailers have created new opportunities for profit enhancement. We use public data, together with proprietary data from a financial institution to examine the impact of card-based promotions on consumer behavior and merchant performance. The results show that card promotions are associated with increasing customer traffic and transactions from the bank for its merchant partners. We also found significant variation among offer sizes, types, as well as merchant and consumer segments. Our research creates valuable insights and paves the way forward for decision support.
Original languageEnglish
Title of host publicationProceedings of the 50th Annual Hawaii International Conference on System Sciences, HICSS 2017
EditorsTung X. Bui, Ralph Sprague
Number of pages7
Place of PublicationHonolulu
PublisherHawaii International Conference on System Sciences (HICSS)
Publication date2017
Pages5582-5588
ISBN (Electronic)9780998133102
DOIs
Publication statusPublished - 2017
Externally publishedYes
Event50th Annual Hawaii International Conference on System Sciences, HICSS 2017 - Waikoloa Village, United States
Duration: 4 Jan 20177 Jan 2017
Conference number: 50
http://hicss.hawaii.edu/

Conference

Conference50th Annual Hawaii International Conference on System Sciences, HICSS 2017
Number50
Country/TerritoryUnited States
CityWaikoloa Village
Period04/01/201707/01/2017
Internet address
SeriesProceedings of the Annual Hawaii International Conference on System Sciences
ISSN1530-1605

Bibliographical note

Funding Information:
This research was done under a binding non-disclosure agreement with a corporate sponsor, requiring the anonymization of all data that were used and analyzed. No personally-identifiable information about customers has been disclosed or shared. This research was supported by the Singapore National Research Foundation under the International Research Centre @ Singapore Funding Initiative, administered by the Interactive Digital Media Pro-gramme Office (IDMPO). The authors acknowledge the Living Analytics Research Centre at Singapore Management University for logistical support.

Funding Information:
Acknowledgments. This research was done under a binding non-disclosure agreement with a corporate sponsor, requiring the anonymization of all data that were used and analyzed. No personally-identifiable information about customers has been disclosed or shared. This research was supported by the Singapore National Research Foundation under the International Research Centre @ Singapore Funding Initiative, administered by the Interactive Digital Media Programme Office (IDMPO). The authors acknowledge the Living Analytics Research Centre at Singapore Management University for logistical support.

Publisher Copyright:
© 2017 Proceedings of the Annual Hawaii International Conference on System Sciences. All rights reserved.

Cite this