American Dream Delayed: Shifting Determinants of Homeownership

Natalia Khorunzhina, Robert A. Miller

Publikation: Working paperForskningpeer review

112 Downloads (Pure)

Abstract

This paper develops and estimates a dynamic model of discrete choice for labor supply, fertility and transition from tenant to home-owner, to investigate the secular decline in homeownership over the past several decades, wholly attributable to households postponing the purchase of their first home. House prices only partly explain the de-cline; higher base level wages led to lower fertility also contributing to the decline, because households with children are more likely to own a home than those without. Somewhat surprisingly we find higher lev-els of female education ameliorated this trend, highly educated women placing greater value on home ownership.
OriginalsprogEngelsk
UdgivelsesstedFrederiksberg
UdgiverCopenhagen Business School, CBS
Antal sider47
StatusUdgivet - 2019
NavnWorking Paper / Department of Economics. Copenhagen Business School
Nummer07-2019

Emneord

  • Housing demand
  • Fertility
  • Labor supply

Citationsformater